Coverage Options

Security Company Insurance

Every policy a security or surveillance company needs — in one place, from specialists who know the risk.

General Liability Insurance

General liability is the foundation of any security or surveillance business. It protects against third-party claims of bodily injury or property damage arising from your operations and job sites.

  • Bodily injury liability
  • Property damage liability
  • Premises liability
  • Products & completed operations
Full coverage details

Professional Liability / E&O

Professional liability (errors & omissions) covers claims that your work failed to perform as promised — a system that didn't detect an intrusion, a faulty design, or an installation error that led to a loss.

  • Failure-to-detect claims
  • Faulty design & installation errors
  • Professional negligence
  • Monitoring / signal-handling errors
Full coverage details

Installation Floater

An installation floater (inland marine) covers the security equipment and materials you supply — while in transit, in storage, and on the job site — until the installation is complete and accepted by the customer.

  • Equipment in transit
  • On-site staged materials
  • Loss during installation
  • Theft of equipment & wiring
Full coverage details

Commercial Property & Equipment

Commercial property covers the physical assets of your security business — your office or warehouse, inventory of cameras and panels, tools, test equipment, and fixtures — against fire, theft, and other covered perils.

  • Building & tenant improvements
  • Inventory & business personal property
  • Tools & test equipment
  • Equipment breakdown
Full coverage details

Commercial Auto Insurance

Commercial auto covers your work vehicles — the vans and trucks your technicians use to transport equipment, tools, and crews between job sites. Personal auto policies exclude business use.

  • Auto liability
  • Collision
  • Comprehensive
  • Hired & non-owned auto
Full coverage details

Workers Compensation Insurance

Workers comp is legally required from your first employee in most states and provides medical and wage-replacement benefits to staff injured on the job — installers, technicians, monitoring operators, and guards.

  • Medical expense coverage
  • Lost wage replacement
  • Disability benefits
  • Death benefits
Full coverage details

Cyber Liability Insurance

Cyber liability covers the cost of a data breach, ransomware attack, or privacy claim — critical for security firms that store video footage, alarm codes, access credentials, and connected camera systems.

  • Data breach response
  • Ransomware & cyber extortion
  • Cyber business interruption
  • Privacy & network security liability
Full coverage details

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