Cyber Liability Insurance

Cyber Liability for Security & Surveillance Companies

Few businesses hold more sensitive data than a security company: live and recorded video of customers' homes and businesses, alarm codes, access-control credentials, floor plans, and the keys to connected camera and IoT systems. That makes you a high-value target — and creates serious legal exposure if that data is breached.

What Cyber Covers

• Data breach response: Forensics, customer notification, and credit monitoring
• Ransomware / cyber extortion: Costs to respond to and recover from an attack
• Cyber business interruption: Lost income when your systems or monitoring platform are down
• Privacy liability: Claims and regulatory actions over mishandled footage or personal data
• Network security liability: Claims that your breach harmed a client's network
• Regulatory defense: Costs tied to privacy investigations and penalties

Your Cameras Are an Attack Surface

Internet-connected cameras, NVRs, and access-control systems are notoriously targeted by attackers — and if a system you installed or monitor is compromised, the client may look to you. A breach can expose your customers' video and trigger notification, privacy, and network-security claims. Cyber coverage responds where your GL and E&O may not.

Broker-Built Coverage

Cyber terms vary widely — sub-limits on ransomware, requirements for multi-factor authentication and backups, and exclusions all differ by carrier. We match your systems and data practices to a carrier offering meaningful limits and help you meet the security controls insurers now expect.